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Flexible Spending Account (FSA)

FSAs allow you to use pre-tax dollars deducted from your pay to reimburse yourself for eligible expenses. Using pre-taxed dollars reduces your gross taxable income, saving you money. The FSAs are administered by the Harrison Group. We offer the following options:


HEALTHCARE FSA - Available with the Copay medical plan

This FSA can be used to pay for eligible medical expenses for yourself or any other person you claim as a dependent for your federal income tax purposes. Pre-tax deductions for the Healthcare FSA cannot exceed $3,300 for 2025. Team members or qualified beneficiaries who were eligible for this FSA are eligible to rollover dollars up to $660 in the new plan year. Here is a list of common Medical Care FSA eligible expenses.

Kids in Preschool

DEPENDENT CARE FSA - Available with either medical plan

The Dependent Care FSA can be used to pay for qualified dependent care services for eligible dependents, providing that care is needed to enable you and your spouse (if applicable) to work. Pre-tax deductions for the Dependent Care FSA cannot exceed $5,000 per plan year per household, or $2,500 if you are married and file separate tax returns. Here is a list of common Dependent Care FSA eligible expenses.

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LIMITED PURPOSE FSA - Available with the HDHP plan

​A Limited Purpose FSA can only be used for qualifying dental and vision expenses. You can contribute up to $3,300 per year in 2025.

  • Search for a Medical provider
    Click here and select Aetna Choice POS II (Open Access).
  • Meritain Health portal user guide
    Click here to learn how to register, print an ID card, view your claims, and much more!
  • Insurance carrier contact information
    Medical: Meritain 1-800-925-2272 www.meritain.com Pharmacy Benefit Provider: SmithRx 1-844-454-5201 www.smithrx.com Mail Order Prescription: Amazon Pharmacy - click here for enrollment instructions Walmart Pharmacy - click here for enrollment instructions Cost Plus Drugs - click here for enrollment instructions
  • Estimate the cost of a service or procedure
    Click here to learn more about the Meritain Cost Estimator Tool.
  • Prescription medicine information through SmithRx
    With our prescription insurance through SmithRx, you have two ways to get your medications: Your local pharmacy - When you pick up your medications at your pharmacy, show your pharmacist your Allied ID card, which has the SmithRx information on it. Mail order pharmacy - Save money by purchasing your standard medications through mail order. You have three options for mail order: Amazon Pharmacy - click here for enrollment instructions Walmart Pharmacy - click here for enrollment instructions Cost Plus Drugs - click here for enrollment instructions

Your Healthcare Advocates

We have a dedicated team of Healthcare Advocates who are ready to help you with:

  • Claims that you believe haven't been properly paid

  • Questions regarding a bill sent by a doctor, dentist, lab or hospital

  • Further clarification on any insurance matters

  • Questions about your healthcare benefits

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Rebecca Gebelein

215-660-0367

rebeccag@lacherinsurance.com

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Andrea Filippi

215-660-0345

andreaf@lacherinsurance.com

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