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Health Saving Account (HSA)

A Health Savings Account (HSA) combines high deductible health insurance with a tax-favored savings account. Money in the savings account can help pay the deductible. And money left in the savings account earns interest and is yours to keep.

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For 2025, you can contribute up to $4,300 as a single and $8,550 if you enroll as a family. Additionally, if you are age 55 or older, you are eligible to make a catch-up contribution of $1,000.

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You may elect to change your contribution amount at any time throughout the year!

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To open an HSA, please contact your bank of choice!

For 2024-25, Lacher will continue to match your HSA contribution of up to $20 per pay.

  • Search for a Medical provider
    Click here and select Aetna Choice POS II (Open Access).
  • Meritain Health portal user guide
    Click here to learn how to register, print an ID card, view your claims, and much more!
  • Insurance carrier contact information
    Medical: Meritain 1-800-925-2272 www.meritain.com Pharmacy Benefit Provider: SmithRx 1-844-454-5201 www.smithrx.com Mail Order Prescription: Amazon Pharmacy - click here for enrollment instructions Walmart Pharmacy - click here for enrollment instructions Cost Plus Drugs - click here for enrollment instructions
  • Estimate the cost of a service or procedure
    Click here to learn more about the Meritain Cost Estimator Tool.
  • Prescription medicine information through SmithRx
    With our prescription insurance through SmithRx, you have two ways to get your medications: Your local pharmacy - When you pick up your medications at your pharmacy, show your pharmacist your Allied ID card, which has the SmithRx information on it. Mail order pharmacy - Save money by purchasing your standard medications through mail order. You have three options for mail order: Amazon Pharmacy - click here for enrollment instructions Walmart Pharmacy - click here for enrollment instructions Cost Plus Drugs - click here for enrollment instructions

Your Healthcare Advocates

We have a dedicated team of Healthcare Advocates who are ready to help you with:

  • Claims that you believe haven't been properly paid

  • Questions regarding a bill sent by a doctor, dentist, lab or hospital

  • Further clarification on any insurance matters

  • Questions about your healthcare benefits

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Rebecca Gebelein

215-660-0367

rebeccag@lacherinsurance.com

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Andrea Filippi

215-660-0345

andreaf@lacherinsurance.com

© Lacher. All rights reserved.

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